Modern & Classic Design Furniture
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Trade Customers

0% FINANCE

Upgrade your interior with our 0% finance offer

Spread the cost of your design purchase over several months, with our interest free purchase options. Our 0% finance option is available for orders over £250. Please contact our team for further details or read the finance details here below.

About 0% finance

We offer finance plans for different periods of time (6 months or 12 months), at 0% interest. This is available for consumers only, not for trade customers. On the product and order page, you’ll see the cost breakdown for the purchase amount you are interested in. You do not need to add a deposit, but you can if you wish to reduce the credit amount.

Finance is enabled as a payment option with an order value of minimum £250.

How does 0% Finance work?

Select the product(s) you’d like to order, choose to check out with 0% Finance / Divido. Complete the online application form. It takes 30” to find out your result. If prompted complete the ID verification, review and sign your agreement electronically. Once you’ve signed, your products will be delivered to your home address.

How much will you pay?

The price per month is displayed on the product pages of our website.

REPRESENTATIVE EXAMPLE (0% FINANCE)

Product Price£999.00Agreement Duration12 Months
Deposit£99.90Monthly Installments£74.93
Amount of Credit£899.10Rate Of Interest0% per annum
Total Repayable£999.00Representative0% APR

Am I ELIGIBLE?

To apply for 0% finance you must:

Be over 18 years old.
Be a UK resident for at least 3 years.
Have a UK bank account that can accept direct debits.
Have a credit or debit card registered to your home address.
Have a stable income whether through permanent employment or other means (pension, disability allowance, etc).
Be OK for there to be a credit check performed when you submit your application.

Please note: The delivery must be to the address you put on the finance application, which must be the same as your billing address of the bank account you’re applying with.

Financial service

We have partnered with Divido Financial Services Ltd to offer you a quick, simple and 100% paperless process to access affordable finance options. For any questions during the application or when you’re placing your order, please don’t hesitate to contact us.

FAQs

We have partnered with Divido Financial Services Ltd to offer you a quick, simple and 100% paperless process to access affordable finance options. For any questions during the application or when you’re placing your order, please don’t hesitate to contact us.

What information will I need to provide?

During Divido’s secure application process you will be asked to provide some basic personal details such as your marital, residential and employment status. You will also need to have your bank account handy and possibly your credit or debit card information for deposit and ID verification.

Why was my application unsuccessful?

Usually this will be due to eligibility, not having enough credit experience, having negative credit file information or providing unsatisfactory information in the application.

Do I have to have hard-copies of my documents or credit card on me?

No, the Divido application process is 100% paperless. You will simply need to provide your credit card information but no need to present the actual card at any point.

What Happens When I Apply?

We’ll process your information and performs a credit check through an automated system. It will take 30 seconds to find out if you are accepted. Sometimes this automatic process may be inconclusive in which case our team will have to manually check your application and will come back with a decision soon after. If they need to, they may contact you by email to provide more information to help them make a decision. If you are accepted you may be guided through to verify your ID or pay a deposit before proceeding to review your contract agreement. You can then follow the instructions to sign it electronically and check out successfully.

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